Blog
Homework before term starts?
Tuesday, August 30, 2016
September is traditionally the time when the property market steps up a gear after a long lazy summer holiday relaxing with family and friends. Somehow the new school year acts as a signal to get moving again – in every sense of the word. So, if moving house is on your agenda, with the summer holidays well under way, now’s the perfect time to get everything in place and get a head start on the rest of the market? Demand for property in the south east is stronger than ever, and there’s a long list of buyers eager to move. Do your homework and you can be ready to put your property on the market as soon as term starts.
The best way to find the current market value of your property is to invite an NAEA member agent you can trust – like The Frost Partnership - to provide you with a free, no obligation valuation, factoring in local amenities, schools, transport links as well as current market trends to give you a realistic appraisal. With our unrivalled experience and comprehensive knowledge of local property values, we consistently achieve the full asking price for our clients' properties.
Consider what fixtures and fittings you want to include in the sale and assemble any useful information you can give your agent about council tax, utilities and service charges. We can advise on marketing your property, prepare property particulars with quality photographs and floorplans.
Jeremy Boyle, Associate Director at The Frost Partnership, says “Deciding to sell your home may be the biggest decision you will ever make. By using the services of professionals with expert knowledge and legal protection, you minimise the risks involved, potentially saving you both time and money.”
Once you know what your home is worth, you can assess your finances and what you can afford to buy. If you require finance, seek independent mortgage advice for suitable financial products that are currently available and the implications of a change in interest rates. Calculate all the costs involved including mortgage arrangement fees, stamp duty and furniture removal costs, and factor these into your financial equations.
The financial and legal aspects of moving have become increasingly complex, so if you’re looking to sell in September it’s a good idea to start the ball rolling now. We can put you in contact with trusted financial advisers and solicitors to offer detailed advice when you need it. For a FREE, no obligation market appraisal and advice on where to start just contact your local Frost office.
Please note you should seek appropriate independent mortgage advice from a qualified professional before making an offer to purchase a property. Interest rates may change over time and even if you select a fixed rate, the rate may be fixed only for a limited period. Many lenders charge fees in connection with arranging a mortgage which may be added to the loan increasing the amount you owe and must pay interest upon. Your home may be repossessed if you do not keep up mortgage repayments.
